When you have been injured in an accident, the other side may not want to tell you the truth about the defendant driver, the condition of the vehicle he or she was driving, any medical issues that may have made that person ineligible to have a license and a host of other facts important to you the injured person.
Arizona Rules of Civil Procedure require a disclosure when a law suit is filed of all pertinent evidence and additionally allow for discovery in the form of interrogatories (written questions) depositions (oral questions in front of a court reporter) requests for production of documents and even an inspection if warranted. These are only available after a law suit is filed. There is nothing that says an insurance company for the defendant need disclose anything.
So why would you believe the insurance company adjuster when he or she says anything? Did the commercial truck driver drive to many hours without mandatory rest? Did the driver know the brakes where bad but did not fix them? Did the driver have a few too many or take medication for an illness that in anyway effected his judgment or reflexes?
Before you settle with an insurance company adjuster, remember they are not your friend and are not in the business of giving out money. Just the opposite.
We, at West, Longenbaugh and Zickerman have years of experience digging out the truth. With Big Firm Representation and Small Firm Caring, we will seek the truth for our clients which usually results in a much better settlement or verdict.