My kid did WHAT!
As parents we do the best we can to teach our children right from wrong. And for the most part they listen. But listening is not always enough. They need not to do the act or you as a parent could be liable for up to $15,000 by law.
How does this work? Let's say you child hits another in school. The medical bills could end up on your door step. And yes, up to $15,000 you could be liable.
Your child decides to spray paint someone's property. The cost of paint removal and repainting could end up on your doorstep: Again, limited to $15,000.
Your son or daughter, age 14, just cannot wait to get a driver's license and takes your car without consent. There is an accident. Your auto insurance may not cover since it was a theft of the car or an unpermitted use. But the statue says up to $15,000.00 it could be your liability.
Unfortunately your homeowners insurance does not cover deliberate acts. You are on the hook.
The examples continue and over the years we at West, Longenbaugh and Zickerman have been on one side or another of these issues. Big Firm Representation with Small Firm Caring leads us to remind our clients, talk to your children about the problems a lapse of judgment may cause.